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Set up your account

Get from zero to your first trade in three short steps.
Join the Pear iPhone beta on TestFlight. TestFlight shows the current build, supported device requirements, and beta availability. Follow its installation steps, then open Pear and tap Get started.Find current download links and release updates on the Pear website.
Pear supports two sign-in methods:
  1. Email: enter your email and we’ll send a one-time code.
  2. Google: one-tap sign-in with your Google account.
Both methods use Privy under the hood, so your account is non-custodial and recoverable.
Pick a username (your public handle), set a display name, and you’re in.
Got a referral code? Enter it during onboarding and review the program details shown for your account. See Referrals for more about applying a code and checking available rewards.

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Fund and trade

Four-step Pear quickstart showing yes/no selection, USD amount entry, cost rundown review, and trade confirmation
Open Profile → Funding → Deposit and pick a method:
  • Card: instant, higher fee.
  • ACH (bank transfer): 1 to 3 business days, lowest fee.
  • Crypto: send to your QR address, settles in chain finality.
Pear shows a live preview of fees and the exact amount that lands in your account before you confirm.
Open the Discover tab, browse trending markets, and tap any market to open the trade drawer.
  1. Pick Yes or No.
  2. Type a USD amount.
  3. Review the cost rundown: the venue, price, fees, and any eligible rewards shown for this order. On markets in the smart-routing beta, you’ll also see which venues were compared.
  4. Tap Confirm.
Follow the order status, then open your portfolio to view the position. Check the rewards section for any credit earned on the trade and its current status.
Keep reading: Overview · Trading · FAQ · Markets