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Pear is honest about what’s public and what’s private. Some of what you do on Pear is recorded on a public blockchain. Some of it lives only in Pear’s books. Some of it never leaves your device. This page explains which is which.

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What’s on-chain (publicly observable)

Pear’s wallets are non-custodial and live on real blockchains (Polygon and Solana). That means anyone with your wallet address can use a block explorer to see:
  • Every deposit and withdrawal to and from that wallet
  • Every trade you place on a chain-settled venue (e.g. Polymarket on Polygon)
  • Every position currently held in that wallet
  • The wallet balance at any point in time
This is true of every non-custodial crypto wallet, anywhere. It’s the price of self-custody. Pear doesn’t make on-chain activity more visible than it already is, but it doesn’t pretend to hide it either.
Your Pear handle and your wallet address are linkable. Pear shows your trades publicly by default, and those same trades are visible on-chain, so anyone willing to do basic on-chain forensics (matching trade size, market, and timestamp) can connect a Pear handle to a wallet address. If you want the two not to be associated, trade with a private account or with a wallet you’ve imported from elsewhere.

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Venue rails and visibility

Some flows settle on public blockchains; others use traditional rails. On-chain fills show up on explorers and are not “private” in the cryptographic sense. Off-chain venue books can be private to the venue and to Pear and do not appear on a public ledger. The table below is the high-level split for the venues Pear integrates today. When Pear’s smart router decides where to fill your order, the privacy profile of the trade follows the venue.

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What Pear shows publicly by default

Pear’s social layer publishes these regardless of which venue filled the trade:
  • Your handle and display name
  • Your aggregate stats (win rate, total trades, P&L)
  • Your open and closed positions, with the entry price, size, and venue
  • Your posts and comments
  • Markets you follow
You can flip this off by turning your account private (see below). Going private does not delete on-chain history, it just removes the Pear social surface.

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What’s actually private (Pear-side only)

These never appear on-chain or in public Pear surfaces:
  • Email and any contact info
  • KYC documents submitted to MoonPay or dFlow (never stored by Pear)
  • Notification preferences
  • Pear-side reward ledger amounts (cashback balance, referral earnings)
  • Active sessions and devices
  • Direct messages, if applicable
Pear’s reward ledger is auditable to you, but the totals are not exposed in your public profile.

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Going private

Open Profile → Settings → Privacy and flip your account to private. When private:
  • Your trades stop appearing in public feeds and on the leaderboard.
  • Only people you’ve approved can follow you.
  • Your profile shows your handle but hides your trade history from non-followers.
  • Existing followers stay unless you remove them.
  • On-chain trades are still on-chain. Anyone who knows your wallet address can still see them on a block explorer. Going private only changes what Pear shows.
You can switch back to public anytime. Switching modes doesn’t delete history, it just changes what Pear surfaces.

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Account security

Pear uses Privy for authentication and key management. Your account is protected by:
1

Email or social sign-in

Email one-time codes (no passwords to leak) or Google OAuth. Optional biometric unlock on supported devices.
2

Non-custodial wallets

Your Polygon and Solana wallets are generated and held by Privy using shamir-style key sharding. Pear cannot access them on your behalf. You can export the full private key at any time and use the wallet anywhere.
3

Device-bound sessions

Each device you sign in on gets its own session. Revoke any device from Settings → Security → Active sessions.
4

Per-action confirmations

High-value actions (large withdrawals, exporting keys, changing email) trigger a confirmation step.

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Moderation tools

Public means public, but you control your experience.
  • Block. They can’t see your profile, follow you, or comment on your trades. They disappear from your feed entirely.
  • Mute. They stay searchable, but you stop seeing their posts and comments.
  • Report. Flag content for the moderation team. Reports are reviewed within 24 hours and the reporter is notified of the outcome.
All three are available from the menu on any profile, post, or comment.

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Data and exports

  • Export your data. Settings → Privacy → Export downloads a complete archive of your Pear account: trades, positions, posts, comments, and reward history.
  • Export your keys. Settings → Wallets → Export shows the private key for each chain wallet. Save it somewhere secure. Once exported, the wallet is yours forever, even if you delete your Pear account.
  • Delete your account. Settings → Privacy → Delete account closes your Pear account, deletes your profile, and zeros out your follower graph. Pear-side records are retained for the legally required window for tax and compliance reporting, then deleted. On-chain history is permanent and cannot be deleted.

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Compliance

Some venues require KYC for higher limits or specific markets. Pear handles the verification flow inline and only collects what the venue requires. Documents you submit are passed through to the venue and not retained on Pear’s servers after verification completes.
Pear is non-custodial for crypto wallets, but funding rails (card, ACH) and certain regulated venues require KYC under federal law. We tell you exactly what each step needs and why.

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Bug bounty

If you find a security issue, email [email protected]. Please don’t disclose publicly until we’ve had a chance to ship a fix. We pay bounties on a sliding scale based on severity.
Keep reading: Wallets & funding · Notifications · FAQ