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Documentation Index

Fetch the complete documentation index at: https://docs.pear.trade/llms.txt

Use this file to discover all available pages before exploring further.

Pear gives every account a built-in wallet on each supported chain (Polygon and Solana). You can fund it with a card or bank transfer, withdraw to your own wallet, or import an existing wallet you already control.

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Funding your account

1

Open Profile → Funding → Deposit

Pick a deposit method: card, bank transfer (ACH), or crypto.
2

Pick an amount

Pear shows a live preview of fees, the exchange rate (if applicable), and exactly how much will land in your account.
3

Confirm

Card and ACH deposits route through our onramp partner. Crypto deposits show a QR + address you send to directly.
ACH deposits typically settle in 1 to 3 business days. Card deposits land instantly but carry a higher fee. Crypto deposits depend on chain finality (Polygon ~1 minute, Solana ~30 seconds).

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Withdrawing

1

Open Profile → Funding → Withdraw

Pick where you want the funds to go: bank account, card, or external crypto wallet.
2

Pick an amount

Pear shows the withdrawal fee and ETA. Available balance reflects your trading balance plus any claimed cashback.
3

Confirm

Bank withdrawals settle in 1 to 3 business days. Crypto withdrawals are typically minutes.

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Wallets

Pear creates a wallet for you on each supported chain. You’ll see them under Profile → Wallets:

Polygon wallet

Holds USDC for Polymarket positions. Backed by Privy, controlled by you.

Solana wallet

For Solana-based markets and faster settlement on supported venues.
You can also import an existing wallet (via private key or wallet-connect) so you can trade with funds you already hold elsewhere.
Pear’s built-in wallets are non-custodial. Your keys are yours. You can export them at any time and use them with any compatible wallet (MetaMask, Phantom, Rabby, etc.).

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Funding history

Every deposit and withdrawal is logged in Profile → Funding → History with status, fee, ETA, and transaction hash where applicable.

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Limits and KYC

Some venues require KYC for higher limits. Pear handles the verification flow inline. You’ll only be asked to verify when you cross a threshold that requires it (e.g. larger deposits or specific Kalshi markets).

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What’s next

Trading

Now that you’re funded, place a trade.

Cashback

Earn while you trade.